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FINANCE OS • 10-Year Projections

Interactive Multi-Attribute Growth Simulator & Milestone Modeler
📊 Dashboard 📈 10-Year Projections
✦ Projected Net Wealth at Month 120 • Oct 2036 (10 Years)
₹0 ₹0.00 Cr
Nominal value (Assets minus remaining liabilities) at expected growth & interest rates
Cumulative Growth Gain
+₹0 (+0.0%)
0.0× of current wealth
Real Purchasing Power (Inflation-Adjusted) ₹0 Adjusted for 4.82% inflation
Principal Invested Capital ₹0 Initial Principal + Ongoing SIPs
EPF Provident Fund Corpus ₹0 Statutory 8.25% EPFO rate
Bullion (Gold + Silver) ₹0 Grams accumulated via SIP
Bank Accounts & Surplus Cash ₹0 Monthly Surplus + Bonuses
Outstanding Loan ₹0 Amortizing with EMIs
⏱️ Select Timeline Milestone (0 to 120 Months)
Now 1Y 2Y 3Y 4Y 5Y 6Y 7Y 8Y 9Y 10 Years
Inspect Target Year: Month:
Current Selected: Month 120 (Oct 2036)

📊 10-Year Compounding Trajectory

Real-time projection graph synced with portfolio data and statutory interest rates
Toggle Attributes on Chart:

📋 Component Balances at Month 120 (Oct 2036)

Detailed audit of every individual attribute, holding, interest rate, and projected valuation
Component Name ↕ Category ↕ Current Value (Now) ↕ Projected Value ↕ Absolute Gain ↕ Gain % ↕ Monthly SIP / Inflow ↕ Applied Rate (% p.a.) ↕ % Portfolio Share ↕

⚙️ Real Interest Rates & Simulation Assumptions

Adjust statutory interest rates, inflation benchmarks, and asset class growth models
🏛️ EPF Statutory Rate Govt / EPFO
% p.a.
Official India EPFO statutory interest rate
📉 CPI Inflation Rate India CPI
% p.a.
Synced from data.infl (used for real purchasing power)
📈 Indian Equity / MFs CAGR Nifty / MF
% p.a.
Synced from data.cagr (historical equity blend)
🇺🇸 US Stocks CAGR (IndMoney US) S&P 500 / Tech
% p.a.
USD capital appreciation + currency trajectory
🏦 Bank Fixed Deposit (FD) Bank FD
% p.a.
Standard 1-3 year fixed deposit bank interest
🛡️ NPS (National Pension Scheme) Tier 1 Blend
% p.a.
Blended return (50% Eq + 30% Corp + 20% Govt Bond)
🥇 24K Gold Appreciation Bullion
% p.a.
Long term INR gold compounding rate
🥈 Silver Appreciation Bullion
% p.a.
Long term silver price appreciation
💵 Bank Savings Account Interest Savings A/C
% p.a.
Interest earned on liquid surplus cash balances
💳 Loan Interest Rate Liability
% p.a.
Rate charged on remaining loan principal
🛵 Vehicle Depreciation Asset Amort
% p.a.
Annual depreciation down to salvage floor
💼 Annual Salary Increment Career Hike
% p.a.
Expected annual hike boosting take-home pay
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